Free Tool
COST TO OWN CALCULATOR
Estimate the true annual cost of owning any used vehicle: fuel, depreciation, insurance, and maintenance.
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Ownership Tips
OWN SMARTER
Budget Beyond the Payment
Your monthly car payment is just the start. Fuel, insurance, maintenance, and depreciation can add 50–100% on top. Always estimate total ownership cost before you buy.
Older Doesn't Always Mean Cheaper
A 5-year-old car depreciates less than a new one, but maintenance costs climb with age. The sweet spot is often 3-5 years old: past the steep depreciation, before major repairs.
Fuel Costs Add Up Fast
The difference between 25 MPG and 35 MPG at 12,000 miles/year is over $500 annually. For high-mileage drivers, fuel efficiency can be worth more than a lower sticker price.
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